The Distance We’ll Go to Get Debt Free: 1,049.6 Miles ?>

The Distance We’ll Go to Get Debt Free: 1,049.6 Miles

Today is kind of a big day at FNP. My husband and I have a big announcement. Scroll down if you want the short story. Read on if you want the backstory. After we had Baby FNP, I started to think of her before me, focusing on her future education and the activities I could put her in. My first stop was to enroll her in music. After shopping around, I was dismayed to see that the music classes for…

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How Waking Up an Hour Earlier Grew My Wealth ?>

How Waking Up an Hour Earlier Grew My Wealth

I’ve always thought of myself as a morning person, someone who got up with the sun and started the day fresh and eager. Yeah, that was until I had a kid. It’s funny how it happened. After FNP Baby was born, we spent a full month driving back and forth between the hospital at all hours of the night. And then we had a newborn who was up at 11pm, 2am, 6am, etc. … that morning wake up no longer…

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Why Financial Education is Important for Millennials ?>

Why Financial Education is Important for Millennials

Another question on Centsai I found particularly interesting to me was: Why is financial education important for millennials? First, in the interest of full disclosure: I am a millennial, square in the middle of the 1980-2000 age group. I additionally think of myself as completely average. My parents were in the best of times extremely middle-class (if not lower-middle-class). I grew up in a very small town and went to an equally small grade and high school where Americana was…

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5 Stages of Having a Credit Card Stolen ?>

5 Stages of Having a Credit Card Stolen

Oh! First of the month! AWESOME! It’s bill pay day! Woot! Let me just login to my credit card account and review over the last week’s transactions… WTF. I DIDN’T BUY $138 WORTH OF DISH NETWORK. NOR DID I SIGN UP FOR A $40 SUBSCRIPTION TO A CREDIT BUREAU!!! AND HOW DID I NOT NOTICE THIS HAPPENING FOR THE LAST TWO MONTHS!!!!!!!!!! Yeah, this is a true story. And unfortunately, I’m the victim. I consider myself a pretty good credit card…

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The Problem With Religion and Debt ?>

The Problem With Religion and Debt

This may bother you if you are especially religious, so here’s my warning now. Read with your own compass and then discuss in the comments. I’d love to hear what more religious people say and believe when it comes to religion and debt. ADDED NOTE: I wrote this post last week and then decided to hold off on it. I was worried it would ruffle feathers. But then, my husband made me watch John Oliver’s viral rant on televangelism, and…

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10 Things I Miss About Working a Real Job ?>

10 Things I Miss About Working a Real Job

Ahhh… freelance life. It’s 8am, and instead of screaming at other cars during my morning commute or struggling to eat a bagel before heading out the door, I’m at home in my pajamas watching the morning news. I may or may not be topless. Take a bet on that. The freelancer life has been good to me. It’s allowed me to be a work-from-home-mom, forced me to learn a bunch of new skills such as about a hundred different ways…

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The Cloth Diapers FAQ: Everything About Poop You Were Too Afraid to Ask ?>

The Cloth Diapers FAQ: Everything About Poop You Were Too Afraid to Ask

When I tell people that we are cloth diapering, I get one of two reactions. Guess which one is the most popular: — “OMG! That’s amazing! My sister/best friend/aunt/random acquaintance does it and she says it’s the best!” or — “Eww! Don’t you get poop everywhere? How does that even work? Do you ever poke your baby with those pins? And how about washing? Doesn’t it get <gasp> poop in your clothing?!?!” Allow me to Tiny Fey this up: I’ve…

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Frugal Parenting for Lazy Moms and Dads ?>

Frugal Parenting for Lazy Moms and Dads

Two months into being a parent, and we’re starting to hit our stride. We are finally getting used to Baby FNP’s schedule, and are rocking diaper changes. But I think where we are really succeeding is in accidental frugal parenting. No, seriously. Accidental. When we found out that we were pregnant (finally!), we really didn’t discuss how much money we would be spending as a parent. I mean, we would occasionally talk about setting up college funds, the overwhelming cost…

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You Truly Cannot Plan for Everything… But Plan Anyways ?>

You Truly Cannot Plan for Everything… But Plan Anyways

I think my last couple of posts have made it abundantly clear: You cannot plan for everything. Did I believe that I would be going on my “maternity” leave 8 weeks early? Oh hells no. Did I plan to go through my emergency savings in a mere two weeks while my daughter was still in the hospital? You have got to be kidding me. Did I want to start building up a credit card balance with hospital bills and gas…

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How to Balance Health and Wealth ?>

How to Balance Health and Wealth

Big news with the FNP family… After 25 days of NICU partying, we’re finally home in our own beds as of yesterday evening! Mom and Dad FNP are adjusting (especially to three hour feedings), so Kayla of Shoeaholicnomore has graciously offered to step in with this awesome guest post!  If you are interested in contributing to this blog while I am away (or really any time in the future), please feel free to send me an email at fitnpoor@gmail.com or send…

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